As a steward of your troop’s money, you have a wonderful opportunity to teach girls about budgeting and money management. This article for troop leaders and troop account signers outlines how to earn and manage troop money.
Establish an AccountSee our Opening a Troop Bank Account article for instructions on opening a checking account at Wells Fargo, our banking partner.
Be very transparent with parents and guardians about what the troop’s finances look like throughout the year. Keeping the lines of communication open will help avoid any conflict, suspicion, or concern.
Cookie Program
The Cookie Program (February-March) is the largest girl-run business in the world. Participation in the program teaches girl financial literacy and business skills.
Snacks & Magazines
The Snacks & Magazines sale lasts for four weeks beginning the end of September and ending near the end of October. Sales are limited to family and friends and it’s a great way to add to the troop treasury, or for new troops to earn start-up funds.
- Before implementing any money-earning project, please refer to our Money Earning Policy, Safety Activity Checkpoints, and the Managing Group Finances section of Volunteer Essentials
- Girls must be involved in planning and implementing the project.
- Money-earning projects are for troops only. Service units are welcome to support and assist in the planning, but all proceeds must go back to individual troops.
- Additional money-earning projects cannot take place during the Cookie Program and Snacks & Magazines.
- Troops cannot take orders for, sell, or endorse commercial products or businesses of any kind (this includes Mary Kay, Tupperware, Candle Lite, Culvers and coupon programs). However, they can sell wholesale, non-branded or homemade items.
- Troops cannot use paid advertising or the Internet to promote their project. They are encouraged to use signs, fliers and word of mouth.
- Projects must not be conducted on a door-to-door basis (with the exception of the cookie program).
- For projects involving food, troops must follow state food safety guidelines and, in some cases, purchase a food license:
- Minnesota Department of Health – Follow these guidelines for food stand/community dinner projects in Minnesota.
- Minnesota Department of Agriculture – Follow these guidelines for bake sales in Minnesota.
- Iowa Department of Public Health – Follow these guidelines for food stand/community dinner projects in Iowa.
- Wisconsin Department of Health Services – Follow these guidelines for food stand/community dinner projects in Wisconsin.
- Girls must receive 100 percent of the proceeds from any money-earning activity; and funds raised must belong to the troop as a whole (they cannot be refunded or redeemed by an individual member).
Create Inexpensive, Meaningful Experiences
Remember, you don’t need to spend money for your troop to have a fun and meaningful Girl Scout experience. Girls will remember their troop mates, leaders, nature walks, learning, and all the little moments that didn’t cost a thing!
Money-Earning Project Ideas
- Sell crafts and goods:
- Garage sale
- Calendars, cookbooks, or bird feeders/houses
- Wreath, flower, plant or tree sale (items must be wholesale/non-branded)
- Concession stand (must have appropriate food license and receive 100 percent of the profits)
- Cookie or cocoa mix in a jar (must have appropriate food license, if applicable)
- Charge or accept donations for services:
- Babysit at special events (with an adult who is First Aid and CPR certified), tutor others, or walk dogs
- Wash cars, rake lawns, or shovel sidewalks
- Bag groceries or gift wrap for donations (but cannot replace a paid employee’s regular position)
- Referee at sporting events
- Offer clown activities or face painting at community or school events
- Organize a fall or international festival (accept donations or charge a small fee)
- Community dinner or breakfast (must have appropriate food license and follow promotion guidelines)
- Facilitate badge/patch workshops for younger troops
- Facilitate a recyclable drive (i.e., cans, paper or ink cartridges)
- Take and distribute holiday photos
- Charge or accept donations for productions like haunted houses, talent shows, sock hops, or dances in the community
Sponsorships and donations are mutually beneficial partnerships between Girl Scout troops and businesses, schools, communities of faith, and other organizations. Use the Financial and In-Kind Donation Form to document donations to your troop or service unit.
The following sponsorship and donation guidelines must be adhered to:
- Raffles, silent auctions, games of chance, and direct solicitation of cash are not approved activities.
- Troops may not ask large corporations or chains for donations; however, they may ask local businesses to donate in-kind materials (like supplies or food for an activity).
- Troops cannot raise money for another organization or charity; however, girls may choose to donate a portion of the proceeds they earn to a charity of their choice.
To buy tax-free, provide the following Minnesota and Wisconsin state taxes to merchants to validate tax-exempt status:
Use the Troop Finance Tracker to help with your record keeping.
Every June troop leaders (and service units) are required to complete the Girl Scout Finance Report to make sure that proper records of funds are maintained and kept on file at the council office.
Disbanding Troops
Before a troop disbands, the troop is encouraged to use the existing money for activities. If funds are left, money is to be turned over to the council. The Troop Disband Form needs to be submitted to the council within 30 days of disbanding along with any remaining funds.
Transfers and Changes
If one of your girls leaves your troop, she relinquishes any claim on money she helped earn for the troop. If the girl is bridging, transferring to another troop, or becomes a Girl Scout Juliette*, the original troop has the option–though encouraged as a gesture of goodwill and sisterhood–to send the girl with a portion of the money for her next Girl Scout adventure.
To do this, the funds should be divided proportionally to the number of girls in the troop. The troop of the transferring girl should receive one of the proportionally divided funds (payable to the new troop, not the girl or parent).
*Juliettes have program credits instead of checking accounts. If your transferring girl is becoming a Juliette, mail a check to River Valleys with a completed Juliette Program Credit Deposit Form. Program credits will then be mailed to the girl.
Split or Merge
If a troop splits into multiple troops or merges into one troop, the original troop’s funds should be divided proportionally to the number of girls in each new troop.
For example, a troop of 35 girls splits into two distinct troops of 17 and 18 girls respectively. The original troop has $350 in its treasury. Divide $350 by 35 girls = $10 per girl. The funds are then distributed accordingly to the new troops: $170 to the new troop of 17 and $180 to the new troop of 18 girls.
If all girls from one troop merge into another troop all the funds from the old troop are to be transferred to the new troop.
Let families know that financial assistance forms for shop purchases, troop dues, camp, and events can be found at GirlScoutsRV.org/Financial-Assistance. Forms must be completed by a parent/guardian requesting assistance for their daughter/girl or by the adult requesting assistance for themselves.
Summary of Resources
- Finance/Inventory Issue Form – Use this form to report any financial issue that occurred during the Snacks & Magazines season or cookie season. Submission deadlines and FAQs are included.
- Automated Clearing House (ACH) FAQs – These frequently asked questions will help you understand situations that require a withdrawal or credit to troop bank accounts.
- Volunteer Essentials – Reference this document for complete money-earning guidelines.
- Health, Safety, and Safety Activity Checkpoints – Use this article to ensure safety guidelines for your activities are met.
- Opening a Troop Bank Account – An article for troop leaders that outlines how to open a checking account at Wells Fargo.
- Troop Finance Tracker – Use this spreadsheet template to help with your record keeping.
- Girl Scout Finance Report – This online form must completed every June by troop leaders, service units and groups to ensure proper financial records are kept.
- Troop Disband Form – This online form must completed within 30 days of a troop disbanding.
- Juliette Program Credit Deposit Form – Use this form if a girl in your troop is transferring to Juliette status.
- Financial and In-Kind Donation Form – Use this form to document donations to your troop or service unit.
- Minnesota Department of Health – Follow these guidelines for food stand/community dinner projects in Minnesota.
- Minnesota Department of Agriculture – Follow these guidelines for bake sales in Minnesota.
- Iowa Department of Public Health – Follow these guidelines for food stand/community dinner projects in Iowa.
- Wisconsin Department of Health Services – Follow these guidelines for food stand/community dinner projects in Wisconsin.
- When buying tax free, provide the following state taxes to merchants to validate tax exempt status:
- GirlScoutsRV.org/Financial-Assistance – Families can request financial assistance.
- GirlScoutsRV.org/Cookie-Rewards – Girls can use this webpage to choose how to use Cookie Credits.
- GirlScoutsRV.org/Snacks-Magazines-Rewards – Girls can use this webpage to choose how to use Fall FUNds.